UK rules used. Mortgage is based on purchase price, not completion value. Stamp duty is due at completion.
Build phase shows contract gain only. Rent, interest and service charge start from the first full year after completion.
Global Residential
Additional property Uses higher rates for buy to let and second homes
Non UK resident surcharge Adds 2 percent surcharge if applicable
Cash buyer No mortgage, no mortgage fee, no interest. LTV ignored.
Service charge and mortgage fee are included. Mortgage fee is applied as a one off cost at completion.
Purchase price
£0
Contract purchase price
Completion value
£0
Growth applied from purchase to completion
Mortgage amount
£0
Mortgage is purchase price times LTV
Mortgage fee at completion
£0
One off cost
Service charge per annum
£0
Applied post completion
Stamp duty due at completion
£0
Auto calculated
Cash paid now
£0
Deposit plus fees paid now
Cash due at completion
£0
Extra equity plus completion costs
Total cash invested
£0
Cash now plus completion cash
ROI at completion
0.00%
Equity at completion minus total cash invested
ROI post completion
5 year 0.00%
10 year 0.00%
Service charge and mortgage fee are included
Year
Phase
Value
Mortgage
Equity
Rent
Interest
Service charge
Mortgage fee
Net income
Profit
ROI
Enter figures and calculate
Net income includes letting fee, mortgage interest, service charge and mortgage fee (mortgage fee applied once at completion).
It does not include voids, maintenance, insurance or tax.