Mortgage is based on purchase price, not completion value. Stamp duty is due at completion. Build phase shows contract gain. Rent, mortgage payments and service charge start from the first full year after completion.
Reservation fee applied toward deposit If ticked, the reservation fee is deducted automatically from deposit payment 1. If unticked, it is credited against the completion balance.
Deposit structure
Deposit paid in stages Enter each stage as a percentage of purchase price.
Finance
Cash buyer No mortgage, mortgage fee or mortgage payment.
Rental assumptions
Additional property Uses higher rates for buy-to-let and second homes.
Non UK resident surcharge Adds the non-resident surcharge where applicable.
Purchase price
£0
Completion value
£0
Full deposit required
£0
Reservation fee
£0
Deposit payment 1 due
£0
Deposit payment 2 due
£0
Mortgage amount
£0
Monthly mortgage payment
£0
Annual mortgage payment
£0
Mortgage fee
£0
Stamp duty
£0
Service charge pa
£0
Cash pre completion
£0
Cash due at completion
£0
Total cash invested
£0
ROI at completion
0.00%
Post completion ROI
5 year 0.00%
10 year 0.00%
Client Investment Summary
Illustrative acquisition costs, financing assumptions and projected investment performance based on the figures entered.
Purchase price
£0
Projected completion value£0
5 year ROI0.00%
10 year ROI0.00%
Investment growth over time
Property value, cumulative cash invested, cumulative gross rent and ROI over the investment period.
For a capital repayment mortgage the projection extends through the full mortgage term. Mortgage balance falls as capital is repaid and reaches zero at the end of the selected term.